Debit Card
The Manjushree debit card is chip-enabled and operates through SCT Network and UnionPay. Customers can make withdrawals and balance enquiries without charge at SCT/UnionPay member-bank ATMs nationwide.
- Secure chip-enabled card
- Cash withdrawal and balance enquiry
- Merchant and digital-wallet transactions
- Nationwide SCT/UnionPay access
Virtual Credit Card
The Manjushree Virtual Credit Card is designed for secure digital purchases without requiring a physical card. It has a published joining fee of NPR 550, annual and renewal fees of NPR 600, and interest of 2% per month.
- Joining fee: NPR 550
- Annual fee: NPR 600
- Renewal fee: NPR 600
- Interest: 2% per month
- Late-payment fee: NPR 500
- Over-limit fee: NPR 500
VCC EMI options
The current fee schedule lists an EMI processing fee of NPR 500 and premature settlement at 1% or NPR 500, whichever is higher.
- 3 months: 9.99%
- 6 and 9 months: 11.49%
- 12 months and above: 11.99%
- Penal interest: 3% per month after two cycles
View current official information
Rates, fees, limits, benefits, eligibility and service availability can change. Please verify the latest official schedule and product terms before applying or transacting.