Manjushree Finance Limited

Banking made simple, secure, and connected.

Save, pay, transfer, and manage your money with products built for everyday life, families, businesses, and digital-first customers across Nepal.

Secure digital banking Clear product choices Branch and online access
Financial professional speaking with customers
Open from anywhereOnline account opening
Banking access
24 hours a day
Savings & depositsCards & VCCManjushree SmartMerchant QRRemittance & transfers

Featured products

Banking solutions for how you live and work.

Explore savings accounts, cards, digital banking, and merchant payments with clear product information and easy next steps.

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Savings & Deposits
01

Savings Accounts

Accounts for everyday banking, premium customers, women, children, salaried professionals, and remittance recipients.

Six account choicesQuarterly interest payment
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Cards
02

Debit Card & Virtual Credit Card

Secure everyday access through a chip-enabled debit card, plus a Virtual Credit Card for digital payments.

Chip-enabled debit cardSCT/UnionPay network
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Digital Banking
03

Manjushree Smart Digital Banking

Access payments, transfers, alerts, support, and everyday banking from the Manjushree Smart platform.

24/7 banking accessReal-time alerts
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Merchant Services
04

Merchant QR Payments

Accept interoperable digital payments through Fonepay QR and NEPALPAY QR with transaction confirmation and settlement support.

Fonepay QRNEPALPAY QR
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Savings accounts

Choose an account built around you.

From zero-balance everyday accounts to premium, women-focused, children, and remittance options, each account serves a distinct customer need.

Compare account benefits
AccountMinimumInterest
Premium SavingNPR 10,0003.75%
Normal SavingNPR 02.75%
Bishesh BachatNPR 5,0003.25%
Nari SavingNPR 03.00%
Children SavingNPR 03.00%
Naulo Remit SavingNPR 1,0004.75%
Manjushree Fonepay Virtual Credit Card offer with 50 percent cashback up to NPR 500 for new users

New Fonepay VCC offer

Start paying smarter—and get rewarded.

New Fonepay Credit Card users can get 50% cashback, up to NPR 500, while enjoying secure and convenient digital payments from their phone.

New-user cashback50%
Maximum rewardUp to NPR 500
Joining feeNPR 550
Interest2% / month

*Offer eligibility, qualifying transactions, validity and availability are subject to current terms.

Explore VCC & offer

More ways to bank

One financial partner. A connected service ecosystem.

Use digital and branch channels for payments, transfers, remittance, merchant acceptance, and supporting services.

Remittance

Receive money through Western Union, IME, City Express, Himal Remit, Prabhu, eSewa Money Transfer, and other listed partners.

DEMAT & C-ASBA

Access capital-market support alongside your everyday deposit relationship.

Payments & transfers

Use ConnectIPS, IPS, RTGS, internal transfers, and Manager's Cheques.

Cards

Bank securely with a chip-enabled debit card and a digital-first Virtual Credit Card.

Start banking with us

Open an account or ask about the right product for you.

Choose from savings, fixed deposits, cards, digital banking, merchant QR, remittance, and transaction services.

  • Online account opening
  • Support for Nepalese citizens, minors and NRNs
  • Branch and digital banking access
  • Clear product guidance

Get started

Open your account online or contact our team for support.

Open an accountContact Manjushree

Frequently asked questions

Useful answers before you get started.

Can I open a savings account online?+

Yes. The online account-opening journey supports Nepalese citizens, minors, and Non-Resident Nepalese, with document requirements shown for each applicant type.

How often is savings interest paid?+

The supplied account information states that interest is paid quarterly. Rates can change, so please confirm the latest published schedule before applying.

What is the Manjushree Virtual Credit Card?+

It is a digital card for secure online payments. The published schedule lists a joining fee of NPR 550, annual and renewal fees of NPR 600, and interest of 2% per month.

Which QR networks are supported?+

Merchant QR supports both Fonepay QR and NEPALPAY QR, including static and dynamic QR options and Fonepay-supported UPI acceptance for Indian visitors.

Where can I use the debit card?+

The chip-enabled debit card works through the SCT and UnionPay networks. Withdrawal and balance enquiry are available without charge at member-bank ATMs nationwide, subject to current terms.

Ready when you are

Bring your everyday banking into one connected experience.

Open an account online or explore the full range of Manjushree products and services.

Open an account onlineRates, fees, limits and benefits are subject to current official terms.