A card built for digital use
A Virtual Credit Card gives customers a card experience through a digital channel without relying on a physical card for online purchases.
- Joining fee: NPR 550
- Annual and renewal fee: NPR 600
- Published interest: 2% per month
Check the current official product page and published schedule before applying or completing a transaction.
Use it responsibly
Review the billing cycle, available limit, late-payment charge, over-limit charge, and applicable interest before making a purchase. Keep your login, PIN, and OTP private.
Understand EMI choices
The current schedule lists different EMI interest rates for 3 months, 6 and 9 months, and 12 months or longer. Confirm the latest terms before selecting an installment plan.
Important note
This guide is for general information. Rates, fees, limits, eligibility, benefits and service availability may change.